The purchaser of the warranty plan may, within 30 calendar days of the delivery of the warranty contract, reject and return the warranty contract for a full refund less actual costs or changes needed to issue and service the warranty contract, which includes an administrative fee. The policyholder may cancel the home warranty contract at any other time during the term of the contract for a pro-rata refund of the unused portion of the paid contract less actual service costs incurred by UHP as well as an administrative fee of $50. If the cost of service provided and the administrative fee exceeds the pro-rata refund, UHP may charge the policyholder the lesser of the service costs incurred or the balance due for the unpaid contract term. Any balance due by the policyholder will be charged via the same payment source provided to UHP by the policyholder.